With the rapid growth of smart home IoT devices, users are increasingly exposed to various security risks, as evident from recent studies. While seeking answers to know more on those security concerns, users are mostly left with their own discretion while going through various sources, such as online blogs and technical manuals, which may render higher complexity to regular users trying to extract the necessary information. This requirement does not go along with the common mindsets of smart home users and hence threatens the security of smart homes furthermore. In this paper, we aim to identify and address the major user-level security concerns in smart homes. Specifically, we develop a novel dataset of Q&A from public forums, capturing practical security challenges faced by smart home users. We extract major security concerns in smart homes from our dataset by leveraging the Latent Dirichlet Allocation (LDA). We fine-tune relatively "smaller" transformer models, such as T5 and Flan-T5, on this dataset to build a QA system tailored for smart home security. Unlike larger models like GPT and Gemini, which are powerful but often resource hungry and require data sharing, smaller models are more feasible for deployment in resource-constrained or privacy-sensitive environments like smart homes. The dataset is manually curated and supplemented with synthetic data to explore its potential impact on model performance. This approach significantly improves the system's ability to deliver accurate and relevant answers, helping users address common security concerns with smart home IoT devices. Our experiments on real-world user concerns show that our work improves the performance of the base models.