Good. I firmly am of the opinion that if any ADAS sold to require limited intervention (Supervised FSD, Mobileye, Nvidias offerings, etc.) actually was reliable and as safe or safer as a human (even if only the former, there is no fatigue, intoxication, etc. that impact performance), insurances would financially incentivize their use hard.

The fact that they aren't doing that in countries were such models are available means they made the calculus proving that these solutions aren't yet reliable. Same for the companies offering the tech, who can't have that much confidence in claims about superior safety if the responsibility (both legal and safety wise) still lies solely with the human driver at all times.

If BYD truly pays out any cases that come from proper use, that has suddenly changed and they would have to be far ahead of the competition. That or they have a major scandal about not paying out, in either case, a good indicator for the rest of the ADAS industry.

Supervised FSD (oxymoron of the century right there) is not available where I live so I have no hands on experience, but I occasionally read experiences on social media. It's fascinating how often I read something akin to:

> Version X+2 is so great, it drives me around 24/7 without interventions, nothing like the dangerous things I had with Version X+1"

Then I click on their account and see comments from a few weeks back that essentially go:

> "Version X+1 is so great, it drives me around 24/7 without interventions, nothing like the dangerous things I had with Version X"

The newest version of Supervised FSD always seems to be above reproach and the prior one always is retroactively called dangerous, often by the same commenter. Obviously, that isn't really possible and makes me doubt any experiences I read, along with the traffic law violations and unsafe driving I see in videos.

Whether Tesla, Mercedes, Lucid, Kia, etc., if the insurance isn't cheaper or on the manufacturer during usage, there is no reason to believe their claims on superior safety. They have done the maths and it says we aren't there yet.