Most short-term-rental finance tools start the same way: connect your bank through Plaid, link your Airbnb account, grant a pile of OAuth scopes. If you're a host outside the US, or you just don't want to hand bank credentials to another SaaS, that's where the tool ends for you.
I wanted to see whether each property I run was actually making money — without any of that. So I built HostPayout to be CSV-first.
Start from the export you already have
Every platform already lets you download your numbers:
- Airbnb — payout CSVs with host fees, taxes, and adjustments
- Vrbo / Booking.com — owner statements and finance exports
- Your bank or card — expense CSVs
You export the file, drag it in, and HostPayout does the rest. No account linking, no Plaid, no bank login.
Why CSV beats integrations (for this problem)
- Works in any country and currency — not just US banks
- No credentials shared — you only ever upload a file you already have
- Nothing is locked — rows stay editable and deletable, so you can fix a miscategorized expense instead of living with it
- Resilient — there's no integration to break when a platform changes its API
The workflow
- Upload your CSV from a rental platform or your bank
- Review transactions — assign properties, clean up expenses, fix anything unclear before saving
- See real profit — income, expenses, and net profit by property, updated every month
That's the whole loop, and it's the same on every plan.
Free forever for the first 5 properties
The core import → review → report workflow is free for up to 5 properties, no credit card. If you outgrow that, paid tiers add more property room — and if paid access ever lapses, your existing data and reporting stay available.
Who it's for
Hosts and small operators who get revenue in one export, fees in another, and costs from a bank CSV — and just want one monthly view of whether each property is making money, without rebuilding a spreadsheet every month.
Try it with the export you already have: hostpayout.com.