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I Built an SMS API for Africa That Accepts Mobile Money (PHP + Python + JS Examples)
yoola sms · 2026-06-22 · via DEV Community

I Built an SMS API for Africa That Accepts Mobile Money (PHP + Python + JS Examples)

Two years ago I was building apps for Ugandan businesses — a SACCO management system, a school portal, a small e-commerce platform. Every single one needed SMS. Every single one hit the same problem.

Twilio: requires a VISA card. My clients pay with MTN Mobile Money.

Generic SMS solutions: require building everything yourself — no dashboard, no client product, no local support.

Local providers: expensive, poorly documented, support goes quiet on weekends.

I built Yoola SMS to solve this. It is now live, serving real Ugandan businesses, and I want to share everything about how to integrate it — because the more developers use it, the better the platform gets.


What I Built and Why

Yoola SMS is a bulk SMS platform and REST API for Uganda and East Africa with:

  • Mobile Money top-up — MTN MoMo and Airtel Money, instant credits
  • Prices starting at UGX 20/SMS — enterprise-grade delivery, built for East Africa
  • One API for 40+ countries — Uganda, Kenya, Tanzania, Rwanda, UK, UAE, USA and more
  • Full dashboard — your clients can use it without any technical knowledge
  • Reseller support — build your own SMS product on top of ours
  • Community Q&A — get answers from our team and other developers

Let me show you how the API works.


The API is a Single HTTP POST

No SDK. No package to install. Works from any language, any framework, any server.

POST https://yoolasms.com/api/v1/send.php
Content-Type: application/json

{
    "phone":   "0704487563",
    "message": "Your OTP is 847291. Expires in 5 minutes.",
    "api_key": "YOUR_API_KEY",
    "sender":  "MyApp"
}

Response:

{
    "status":       "success",
    "code":         200,
    "recipients":   1,
    "credits_used": 1,
    "balance":      284,
    "message_parts": 1
}

That is it. The message_parts field tells you if your message was split across multiple SMS (anything over 160 characters). Each part costs 1 credit per recipient.


PHP — The Way Most Uganda Devs Are Building

<?php

// Simple helper function — drop this in your helpers file
function yoolaSMS(string $phone, string $message, string $sender = 'YoolaSMS'): array {
    static $apiKey = 'YOUR_API_KEY_HERE';

    $ch = curl_init('https://yoolasms.com/api/v1/send.php');
    curl_setopt_array($ch, [
        CURLOPT_POST           => true,
        CURLOPT_POSTFIELDS     => json_encode([
            'phone'   => $phone,
            'message' => $message,
            'api_key' => $apiKey,
            'sender'  => $sender,
        ]),
        CURLOPT_HTTPHEADER     => ['Content-Type: application/json'],
        CURLOPT_RETURNTRANSFER => true,
        CURLOPT_TIMEOUT        => 30,
    ]);
    $result = json_decode(curl_exec($ch), true);
    curl_close($ch);
    return $result ?? ['status' => 'error', 'message' => 'No response'];
}

// OTP verification
$otp = rand(100000, 999999);
$_SESSION['otp'] = $otp;

yoolaSMS(
    $_POST['phone'],
    "Your Yoola SMS verification code is {$otp}. Valid for 5 minutes. Do not share.",
    'MyApp'
);

// Payment confirmation
yoolaSMS(
    $customer_phone,
    "Payment of UGX " . number_format($amount) . " received. Ref: #{$transaction_id}. Thank you!",
    'PayAlert'
);

// Bulk announcement
$phones = implode(',', array_column($members, 'phone'));
$result = yoolaSMS(
    $phones,
    "AGM Notice: Annual General Meeting on Saturday 12th July at 10AM. Venue: Kampala Serena Hotel. RSVP by Thursday.",
    'SACCOAlert'
);
echo "Notified {$result['recipients']} members\n";


Python — For the Django/Flask Devs

import requests
from functools import lru_cache

YOOLA_API_KEY = "YOUR_API_KEY_HERE"
YOOLA_BASE    = "https://yoolasms.com/api/v1"


def send_sms(phone: str | list, message: str, sender: str = "YoolaSMS") -> dict:
    """
    Send SMS via Yoola SMS API.
    phone: single number string or list of numbers
    """
    if isinstance(phone, list):
        phone = ",".join(phone)

    response = requests.post(
        f"{YOOLA_BASE}/send.php",
        json={"phone": phone, "message": message, "api_key": YOOLA_API_KEY, "sender": sender},
        timeout=30,
    )
    return response.json()


@lru_cache(maxsize=1)
def get_balance() -> dict:
    return requests.get(f"{YOOLA_BASE}/balance.php?api_key={YOOLA_API_KEY}").json()


# Django view example
from django.http import JsonResponse

def verify_phone(request):
    if request.method == "POST":
        phone = request.POST.get("phone")
        otp   = generate_otp()

        result = send_sms(
            phone,
            f"Your verification code is {otp}. Expires in 5 minutes.",
            "MyApp"
        )

        if result["status"] == "success":
            request.session["otp"]   = otp
            request.session["phone"] = phone
            return JsonResponse({"success": True})
        else:
            return JsonResponse({"success": False, "error": result["message"]}, status=400)


# Celery task for bulk notifications
from celery import shared_task

@shared_task
def send_bulk_campaign(phones: list, message: str, sender: str):
    """Fire-and-forget bulk SMS task"""
    result = send_sms(phones, message, sender)
    return {
        "sent":    result.get("recipients", 0),
        "credits": result.get("credits_used", 0),
        "balance": result.get("balance", 0),
    }


JavaScript — For Node.js / Next.js Backends

// lib/sms.js
const YOOLA_API = 'https://yoolasms.com/api/v1/send.php';
const API_KEY   = process.env.YOOLA_API_KEY;

export async function sendSMS(phone, message, sender = 'YoolaSMS') {
  const phones = Array.isArray(phone) ? phone.join(',') : phone;

  const res = await fetch(YOOLA_API, {
    method: 'POST',
    headers: { 'Content-Type': 'application/json' },
    body: JSON.stringify({ phone: phones, message, sender, api_key: API_KEY }),
  });

  if (!res.ok) throw new Error(`HTTP ${res.status}`);
  return res.json();
}

// Next.js API route — pages/api/send-otp.js
import { sendSMS } from '@/lib/sms';

export default async function handler(req, res) {
  if (req.method !== 'POST') return res.status(405).end();

  const { phone } = req.body;
  const otp = Math.floor(100000 + Math.random() * 900000).toString();

  const result = await sendSMS(
    phone,
    `Your verification code is ${otp}. Do not share it. Expires in 5 minutes.`,
    'MyNextApp'
  );

  if (result.status === 'success') {
    // Store OTP in Redis/session for verification
    await redis.setex(`otp:${phone}`, 300, otp);
    return res.json({ success: true });
  }

  return res.status(400).json({ error: result.message });
}

// Express.js example
app.post('/api/notify-all', async (req, res) => {
  const { message } = req.body;
  const users = await db.users.findMany({ select: { phone: true } });

  const result = await sendSMS(
    users.map(u => u.phone),
    message,
    'AppAlert'
  );

  res.json({
    sent:    result.recipients,
    credits: result.credits_used,
    balance: result.balance,
  });
});


What I Learned Building This

1. Pricing in local currency matters more than developers think. When a school bursar asks "how much will this cost?" and the answer is "USD 0.09 per SMS" — they have no idea. When the answer is "UGX 35 per SMS" — they can calculate it immediately.

2. Payment flexibility matters. We support MTN MoMo, Airtel Money, and Visa/Mastercard via Flutterwave — all in UGX. Whether your client is a school bursar paying with MoMo or an international NGO paying by card, it just works.

3. The dashboard matters as much as the API. Developers use the API. Their clients use the dashboard. If the dashboard is confusing, you lose the client even if the API is perfect.

4. East Africa is not one market. Kenya has different routing costs to Uganda. Rwanda differs from Tanzania. Getting the per-network, per-country credit calculation right — so every send is fairly priced and profitable — took serious work with real delivery data from thousands of messages.


What is Next for Yoola SMS

  • Airtime API — send airtime to any Uganda number via the API (sandbox ready, live activation pending)
  • WhatsApp Business API — coming alongside SMS for richer messaging
  • SMS Templates library — pre-built templates for schools, SACCOs, hospitals, e-commerce
  • Developer sandbox — test your integration without spending real credits

Get Started Free

If you build something with it — drop a comment. I want to see what developers across Africa are building.


Made in Uganda 🇺🇬 · yoolasms.com

showdev #buildinpublic #africa #uganda #sms #api #php #python #javascript #eastafrica #developer #startup