INDmoney is great. The problem is I can't open it "just to check something." Every time I do, I'm there for two hours — tapping through charts, reading stock articles, checking what changed since yesterday.

I also just started investing seriously. And staring at green/red numbers doesn't actually tell me if I'm doing things right.

So I built something that lets me check my portfolio by asking Claude — without ever opening the app.

"How are my mutual funds performing?"
"Am I over-indexed on mid-caps?"
"What's dragging my Experian credit score down?"

Live answers, from your actual INDmoney account, right inside Claude.

What is MCP?

Model Context Protocol (MCP) is an open standard from Anthropic that lets Claude connect to external tools and data sources. Think of it like USB-C for AI — a standard port that any app can plug into.

Once an MCP server is running locally, Claude can call its tools the same way it uses any built-in capability. No copy-pasting, no screenshots, no switching apps.

Why I Rebuilt It (The TypeScript Version Broke Constantly)

I had a first version in TypeScript. It kept breaking mid-request — INDmoney's session would expire while fetching data, US stocks would time out, and half the time I'd get an error, close the laptop, and just open the app anyway. Which is exactly what I was trying to avoid.

The core problem: no persistent sessions. Every server restart meant a new OTP login.

So I rebuilt it in Python with Playwright. Now sessions are encrypted with AES-256-GCM and saved to disk. Even after a server restart, you're still connected — no re-login, no OTP every time.

What It Does

indmoney-mcp-python — 14 tools covering every INDmoney asset class:

Plus session management tools: broker_connect, broker_status, broker_disconnect, discover_endpoints.

How It Works Under the Hood

Claude ──STDIO JSON-RPC──► MCP Server (Python)
                                │
                    ┌───────────┴───────────┐
                    │                       │
              Session Manager         INDmoney Scraper
              (AES-256-GCM disk)      (Playwright)

Login (once):

1. Playwright opens a Chromium window
2. You enter your phone number + OTP directly in the browser — the server never sees it
3. The server grabs the JWT from the browser's cookie store
4. Encrypts it and saves to disk

Data fetching:

• Most endpoints: direct fetch() calls from inside the browser context using the JWT — bypasses CORS completely
• Some endpoints (gold, fallbacks): captures the network response while navigating to the relevant page

Two-level cache:

• In-memory (5 min) — instant for repeated queries in the same session
• Disk (60 min) — survives restarts, used as fallback if the API is slow

Setup (3 Steps)

1. Install

pip install indmoney-mcp
python -m playwright install chromium

2. Generate an encryption key

python3 -c "import secrets; print(secrets.token_hex(32))"

Save this. If you lose it, your session gets wiped and you'll need to log in again — no big deal, just slightly annoying.

3. Add to Claude Desktop config

{
  "mcpServers": {
    "indmoney": {
      "command": "indmoney-mcp",
      "env": {
        "SESSION_ENCRYPTION_KEY": "your-32-byte-hex-key-here"
      }
    }
  }
}

Restart Claude Desktop, then say: "Connect me to INDmoney"

A browser window opens, you enter your OTP, done. From that point you're connected for 12 hours — even across server restarts.

Things I Actually Ask It

"Which of my mutual funds is underperforming its benchmark?"

"Give me a full portfolio breakdown — what percentage is in stocks vs MFs vs US?"

"Do I have any credit card dues this week?"

"My gold ETF — is it up or down from what I invested?"

As someone still learning, being able to ask "am I going in the right direction?" and get a structured answer from my actual numbers is genuinely useful. Claude can reason over the data, not just display it.

What It Won't Do

It won't place orders or move money. Read-only, always. Honestly that's intentional — I don't trust myself with one-click investing while chatting with an AI at midnight.

Your data also never leaves your machine. No third-party servers, no cloud sync.

Links

• 📦 PyPI: pypi.org/project/indmoney-mcp
• 💻 GitHub: VIckys-AI-Stuffs/indmoney-mcp-python
• 📋 MCP Registry: mcp.so/server/indmoney-mcp

If you're an INDmoney user — especially if you're also figuring out investing as you go — give it a try. If something breaks, open an issue. I'm using it myself so I'll see it.