When a 52-year-old Indonesian woman approached her saying she was broke and needed a place to stay, Lim felt sorry for her.

Out of sympathy, the 29-year-old Malaysian rented out her flat in Ampang, Kuala Lumpur, to the Indonesian without signing any formal tenancy agreement in March last year.

Now, she is full of regret.

Lim said the tenant had used the flat address to secure loans and loan sharks are now harassing the house owner.

“The loan sharks threatened to burn down the house and splash red paint on the property. I even received a video showing a house being set on fire,” she said.

Lim also alleged that the tenant had allowed loan sharks to enter the premises and record videos inside without her consent.