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Simple Ledger — private expense ledgers for every project
heiswayi · 2026-06-25 · via Show HN

No account required

A private ledger for
every project

Track expenses, recurring costs, and shared spend. Share a private link. Print a clean bank statement. No spreadsheet required.

Free forever for up to 3 ledgers per email. No credit card.

Private by default

Each ledger lives at its own secret URL, password-protected. Share with exactly who you want — or make it public for a club, HOA, or shared trip.

Recurring-aware

Monthly rent, annual subscriptions, quarterly dues — log them once and the engine shows correct per-month totals forever. No spreadsheet formulas to maintain.

Print-ready

One click generates a clean A4 bank-statement layout for any month, year, or date range. Looks professional. Takes 10 seconds. Spreadsheets can't do this.

Up and running in under a minute

1

Name your ledger

Give it a name — "Client ABC Expenses", "Lake House 2025", "HOA Fund". Done in 10 seconds.

2

Log your expenses

One-time or recurring. Add a category, notes, and payment method if you want. No required fields beyond the amount.

3

Share or print

Copy the private URL for your accountant, landlord, or co-owner. Hit Print for a clean bank statement.

Built for people who use spreadsheets — but shouldn't have to

Simple Ledger sits below accounting software. It's the tool for the job that a spreadsheet technically does but never does well.

Freelancers

Per-project cost tracking. Send the URL to your accountant at year end.

Landlords

One ledger per property. Recurring maintenance costs handled correctly.

Treasurers

Club, HOA, church fund. Print a real statement at every meeting.

Households

Shared trips, renovations, pet costs. No more "who paid for what" arguments.

Simple, transparent pricing

Start free. Upgrade when you need more.

Free

$0forever

  • Up to 3 ledgers per email
  • All core features
  • Print statements
  • Recurring expenses

Get started

Pro

$7/ month

  • Unlimited ledgers (per owner email)
  • CSV / Excel export
  • Scheduled email statements
  • Branded statements (no footer)

Start Pro

TeamComing soon

$19/ month

  • Everything in Pro
  • Collaborators + roles
  • Workspace dashboard
  • Priority support

Coming soon

Annual billing saves 2 months. See full feature comparison →

Frequently asked questions

Do I need an account?

No. Create a ledger with just a name, email, and password. Your unique URL is your identity. No sign-up flow, no email verification.

How do I share my ledger?

Copy the URL and send it. Recipients with the password can view or edit. You can also make the ledger public (view-only without a password).

What happens to recurring expenses?

You log them once with a frequency (monthly, yearly, weekly). The engine expands them into occurrences at read time — no duplicate rows, correct totals for every period.

Can I export my data?

Yes. Print to PDF for a clean statement, or use the CSV export (Pro) for raw data. Your data is always yours.

Is it really free?

The Free tier supports up to 3 ledgers per owner email with all core features — create, track, print. Pro unlocks unlimited ledgers across your account, CSV export, and scheduled statement emails.

Ready to replace that spreadsheet?

Create your first ledger in under a minute. Free forever for up to 3 ledgers per email.

Create your first ledger →