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onbalance - privacy-first cash flow app for small businesses
onbalance · 2026-06-22 · via Hacker News: Show HN

Cash flow
planning app

onbalance transaction entry screenonbalance cash flow dashboard screen

for solopreneurs and family businesses
who value trust and privacy

True Finance privacyby Design. without compromise

No need to choose between privacy or convenience. No way to access your data for anyone, including our team, your spouse, and any other person, without your device and password or biometry. So keep your fingers and eyes to yourself.

On-device end-to-end encryption with secure recovery options

Your data is yours. Get a full export anytime

No external connections, no tracking and no AI

Don't simply believe, read whitepaper and see how our technology prove this promise. 

Check out this article on true privacy

Offline-first & mobile native

All data is on your device and immediately accessible.

Fast and secure background sync that just works. No lost entries, no conflicts

Native mobile experience without lagging or breaking platform UX concepts

Read more about the benefits of offline-first

Free-flow UX

Do it on-the-go. Don’t be blocked when you’re on fire.

A simple, well-designed UI that doesn’t force rigid rules on you

You control the level of detail. No field entry is required besides the sum

Go with the flow
in a dynamic balance

Who is this for?

Join our Discord community

Bring your ideas of an ideal finance management app for small
ventures or simply chat within the community of solopreneurs

join Discord

Why are we building
onbalance

In a world where trust, confidentiality, and speed are paramount, we envision a finance app that upholds these principles as fundamental rights.

We are building this app for solo entrepreneurs and those driving small businesses who value:

Confidentiality

Our financial data should be as secure as our most trusted conversations. We don't believe in big promises; instead, we want to use tools built around architecture, confidential by-design, where unapproved data access is theoretically impossible even for the author of the tool.

Simplicity

Financial management should be straightforward and unobtrusive. It should be made for business owners and managers, not for accountants. It should help focus on business without distractions and professional jargon.

Reliability and accessibility

We understand that business doesn't stop when you're offline or on the go. As business owners, we work hard anytime, so our tools should, too.

Modern financial software often compromises these aspects, leaving small business owners anxious and frustrated, dealing with notepads or custom spreadsheets.

We are driven to create an alternative that prioritizes your needs and enhances your daily experience.

We are a small team of gals and guys driving family-style business of building digital products for decades. We love implementing clients’ ideas in an agile product-oriented approach. And dream about complementing this with our own self-sufficient products.

Ramil

Ramil

Lead developer

Madina

Madina

UI designer

Igor

Igor

The mind behind

Aliya

Aliya

Developer

Rais

Rais

Developer

Natalia

Natalia

QA engineer

Get control of your business finance in a safe place

onbalance cash flow dashboard screen

furtherreading

FAQ