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Coding plan comparisons based on actual usage
Topfi · 2026-05-08 · via Hacker News - Newest: "AI"

Coding plans are now the default way to use frontier models for a lot of people, and the gap between the frontier models and open-weight models is narrowing each week — Kimi 2.6 and MiMo Pro score 54 on the Artificial Analysis Index, compared to 57/60 for Opus-4.7/GPT-5.5.

It is obvious that coding plans are the cheapest way to access the most intelligent models. But how does the pricing compare?

Blended subscription rate*

Provider$ / M blended tokens
MiniMax 2.7$0.004
Kimi 2.6$0.047
GLM 5.1 (Lite)$0.065
Codex (GPT-5.5)$0.080
MiMo V2.5-Pro$0.141
Claude Pro (Opus 4.7)$0.744

* Subscription cost ÷ monthly tokens delivered, on a blended Claude-Code workload. See the methodology note at the bottom.

The usage these plans provide is intentionally obfuscated and likely played around with depending on supply and demand. I make an effort here to measure and snapshot what you actually get on each plan. This data is from May 1st, 2026.

I proxy each request through a server that logs, and measure input tokens, thinking tokens, output tokens, and calculate the price it would cost to use these models directly from the API.

Two notable absences: DeepSeek v4 doesn’t offer a subscription plan — only pay-as-you-go API access. Gemini has yet to launch a serious coding plan; Code Assist on the OAuth path is request-capped at the free tier and meters by request count rather than tokens.

Subscription$/mo5h capWeekly capSessions/wkMonthly capAPI-$ / sub-$Monthly tokensTokens / sub-$
Claude Pro — Opus 4.720.00$4.75$388.0×$1527.6×26.9 M1.35 M
Codex (GPT-5.5)20.00$22$1346.0×$53626.8×250 M12.5 M
Kimi 2.6 (for Coding)20.00$8.50$404.7×$1608.0×423 M21.1 M
GLM 5.1 (Lite)18.00$7.70$34.604.5×$1387.7×275 M15.3 M

Two more plans don’t fit the rolling-$-cap pattern, so I split them out. MiniMax meters request count instead of tokens, and MiMo gives a flat monthly credit pool with no rolling 5h or weekly windows.

Subscription$/moWeekly capMonthly capAPI-$ / sub-$Monthly tokensTokens / sub-$
MiniMax 2.720.0045,000 req$675 (at 30K tok/req)33.8×5,400 M270 M
MiMo V2.5-Pro (token-plan-sgp)14.08200 M credits / $14.081.0×100 M7.1 M

Speed

Opus 4.7 in Claude is the most expensive option in subscription plans, but possibly one that costs lesser in user frustration. I personally reach for it again and again for two reasons:

  • It understands my intention and direction I want to go in and gets working on it.
  • It is also the fastest to execute as is seen from the table below.
ProvidernTTFT avgOut avgTPS avgTPS max
anthropic232244 ms130682.3159.6
zai-glm3245097 ms565972.9107.5
xiaomi-mimo102791 ms118262.982.6
minimax262048 ms78753.988.1
kimi-coding1483848 ms86350.989.8
openai-chatgpt1591566 ms81546.154.5

A quick practical tip to maximize usage. I used Claude Code as the harness and in using Kimi and MiniMax API’s, I didn’t have a faster, smaller model to work with. I instead routed every Haiku level call to deepseek-v4-flash. I loaded $2 for all of these experiments and I still have most of it.

A caveat on scope. Something that I haven’t tested for is using these subscriptions outside of coding harnesses. Most of them support being used in OpenClaw/Hermes setups other than Claude Code. While I was able to use the APIs of all the chinese providers for testing purposes, your mileage may vary and they may strike your account with a ban.


A note on blended usage. From proxy logs, an average Claude Code call breaks down as 92.4% cache_read · 5.2% output · 2.4% fresh input. Each provider prices these axes differently, so I apply each one’s per-axis pricing to the same workload — all the numbers above sit on identical request shapes.