As extreme heat events intensify due to climate change and urbanization, cities face increasing challenges in mitigating outdoor heat stress. While traditional physical models such as SOLWEIG and ENVI-met provide detailed assessments of human-perceived heat exposure, their computational demands limit scalability for city-wide planning. In this study, we propose GSM-UTCI, a multimodal deep learning framework designed to predict daytime average Universal Thermal Climate Index (UTCI) at 1-meter hyperlocal resolution. The model fuses surface morphology (nDSM), high-resolution land cover data, and hourly meteorological conditions using a feature-wise linear modulation (FiLM) architecture that dynamically conditions spatial features on atmospheric context. Trained on SOLWEIG-derived UTCI maps, GSM-UTCI achieves near-physical accuracy, with an R2 of 0.9151 and a mean absolute error (MAE) of 0.41°C, while reducing inference time from hours to under five minutes for an entire city. To demonstrate its planning relevance, we apply GSM-UTCI to simulate systematic landscape transformation scenarios in Philadelphia, replacing bare earth, grass, and impervious surfaces with tree canopy. Results show spatially heterogeneous but consistently strong cooling effects, with impervious-to-tree conversion producing the highest aggregated benefit (-4.18°C average change in UTCI across 270.7 km2). Tract-level bivariate analysis further reveals strong alignment between thermal reduction potential and land cover proportions. These findings underscore the utility of GSM-UTCI as a scalable, fine-grained decision support tool for urban climate adaptation, enabling scenario-based evaluation of greening strategies across diverse urban environments.