The task of realistically inserting a human from a reference image into a background scene is highly challenging, requiring the model to (1) determine the correct location and poses of the person and (2) perform high-quality personalization conditioned on the background. Previous approaches often treat them as separate problems, overlooking their interconnections, and typically rely on training to achieve high performance. In this work, we introduce a unified training-free pipeline that leverages pre-trained text-to-image diffusion models. We show that diffusion models inherently possess the knowledge to place people in complex scenes without requiring task-specific training. By combining inversion techniques with classifier-free guidance, our method achieves affordance-aware global editing, seamlessly inserting people into scenes. Furthermore, our proposed mask-guided self-attention mechanism ensures high-quality personalization, preserving the subject's identity, clothing, and body features from just a single reference image. To the best of our knowledge, we are the first to perform realistic human insertions into scenes in a training-free manner and achieve state-of-the-art results in diverse composite scene images with excellent identity preservation in backgrounds and subjects.