Urdu, spoken by over 250 million people, remains critically under-served in multimodal and vision-language research. The absence of large-scale, high-quality datasets has limited the development of Urdu-capable systems and reinforced biases in multilingual vision-language models trained primarily on high-resource languages. To address this gap, we present COCO-Urdu, a large-scale image-caption dataset derived from MS COCO, containing 59,000 images and 319,000 Urdu captions selected through stratified sampling to preserve the original distribution. Captions were translated using SeamlessM4T v2 and validated with a hybrid multimodal quality estimation framework that integrates COMET-Kiwi for translation quality, CLIP-based similarity for visual grounding, and BERTScore with back-translation for semantic consistency; low-scoring captions were iteratively refined using open-source large language models. We further benchmark COCO-Urdu on BLEU, SacreBLEU, and chrF, reporting consistently strong results. To the best of our knowledge, COCO-Urdu is the largest publicly available Urdu captioning dataset. By releasing both the dataset and the quality estimation pipeline, we aim to reduce language bias in multimodal research and establish a foundation for inclusive vision-language systems.