Despite the success of deep learning across various domains, it remains vulnerable to adversarial attacks. Although many existing adversarial attack methods achieve high success rates, they typically rely on $\ell_{p}$-norm perturbation constraints, which do not align with human perceptual capabilities. Consequently, researchers have shifted their focus toward generating natural, unrestricted adversarial examples (UAEs). GAN-based approaches suffer from inherent limitations, such as poor image quality due to instability and mode collapse. Meanwhile, diffusion models have been employed for UAE generation, but they still rely on iterative PGD perturbation injection, without fully leveraging their central denoising capabilities. In this paper, we introduce a novel approach for generating UAEs based on diffusion models, named ScoreAdv. This method incorporates an interpretable adversarial guidance mechanism to gradually shift the sampling distribution towards the adversarial distribution, while using an interpretable saliency map to inject the visual information of a reference image into the generated samples. Notably, our method is capable of generating an unlimited number of natural adversarial examples and can attack not only classification models but also retrieval models. We conduct extensive experiments on ImageNet and CelebA datasets, validating the performance of ScoreAdv across ten target models in both black-box and white-box settings. Our results demonstrate that ScoreAdv achieves state-of-the-art attack success rates and image quality, while maintaining inference efficiency. Furthermore, the dynamic balance between denoising and adversarial perturbation enables ScoreAdv to remain robust even under defensive measures.