Reconstructing visual information from brain activity via computer vision technology provides an intuitive understanding of visual neural mechanisms. Despite progress in decoding fMRI data with generative models, achieving accurate cross-subject reconstruction of visual stimuli remains challenging and computationally demanding. This difficulty arises from inter-subject variability in neural representations and the brain's abstract encoding of core semantic features in complex visual inputs. To address these challenges, we propose NeuroSwift, which integrates complementary adapters via diffusion: AutoKL for low-level features and CLIP for semantics. NeuroSwift's CLIP Adapter is trained on Stable Diffusion generated images paired with COCO captions to emulate higher visual cortex encoding. For cross-subject generalization, we pretrain on one subject and then fine-tune only 17 percent of parameters (fully connected layers) for new subjects, while freezing other components. This enables state-of-the-art performance with only one hour of training per subject on lightweight GPUs (three RTX 4090), and it outperforms existing methods.