Remote sensing change detection (CD) aims to identify where land-cover semantics change across time, but most existing methods still assume a fixed label space and therefore cannot answer arbitrary user-defined queries. Open-vocabulary change detection (OVCD) instead asks for the change mask of a queried concept. In the fully training-free setting, however, dense concept responses are difficult to compare directly across dates: appearance variation, weak cross-concept competition, and the spatial continuity of many land-cover categories often produce noisy, fragmented, and semantically unreliable change evidence. We propose Consistency-Regularized Open-Vocabulary Change Detection (CoRegOVCD), a training-free dense inference framework that reformulates concept-specific change as calibrated posterior discrepancy. Competitive Posterior Calibration (CPC) and the Semantic Posterior Delta (SPD) convert raw concept responses into competition-aware queried-concept posteriors and quantify their cross-temporal discrepancy, making semantic change evidence more comparable without explicit instance matching. Geometry-Token Consistency Gate (GeoGate) and Regional Consensus Discrepancy (RCD) further suppress unsupported responses and improve spatial coherence through geometry-aware structural verification and regional consensus. Across four benchmarks spanning building-oriented and multi-class settings, CoRegOVCD consistently improves over the strongest previous training-free baseline by 2.24 to 4.98 F1$_C$ points and reaches a six-class average of 47.50% F1$_C$ on SECOND.