Open-vocabulary segmentation models such as SAM3 perform well across broad categories via text prompting, yet degrade when target classes are visually underrepresented in pretraining or depart from canonical depictions-limitations text prompts cannot resolve spatially. We present SegRAG, a training-free retrieval-augmented segmentation framework that grounds SAM3 with class-specific point prompts derived from a curated DINOv3 feature bank. Offline, dense patch-level descriptors are extracted from annotated references and filtered by Intra-Class Cohesion Distillation (ICCD), retaining only prototypes that reliably retrieve within-class foreground. At inference, Topographic Similarity Grounding (TSG) computes a cosine-similarity landscape against retrieved prototypes, identifies coherent high-confidence regions via connected-component analysis, and extracts peak locations through non-maximum suppression. The resulting point prompts are delivered jointly with class-name text in a single SAM3 forward pass. On four standard benchmarks, SegRAG consistently outperforms the text-only baseline, gaining up to +3.92 mIoU on LVIS. On AgML agricultural benchmarks under zero-shot domain transfer, it raises mean IoU from 25.27 to 59.24 (+33.97) and recovers individual classes from zero to over 95 mIoU. Ablations confirm that ICCD, TSG, and joint prompting each contribute independently and compound when combined. Code is available at (https://github.com/boudiafA/SegRAG).