Pavel Durov and his “private” messaging app have a brand new rival, and it’s — drumroll, please — Elon Musk and his XChat. On our blog, we’ve discussed more than once why Durov’s claims about Telegram privacy and security are exaggerated, to put it mildly. Here, I’ll just remind the reader that standard (non-secret) chats on Telegram aren’t protected by end-to-end encryption — the bare minimum required for user data to stay private.
But let’s get back to Musk. In late April 2026, the XChat app launched for iOS users. The tech mogul had been touting his messaging app for a long time, pitching it from day one as an incredibly private and secure way to communicate, and as a direct threat to Signal, WhatsApp, Telegram, and iMessage. Today, we look at whether we should actually trust Musk’s promises this new service, break down its core features, and stack it up against the competition.
Musk initially teased XChat on June 1, 2025, naturally via his X (formerly Twitter) account. Responding to another user’s question about when to expect the new service, Musk wrote: “This week if there are no scaling issues.”
Apparently, scaling issues there were: the app’s beta didn’t drop until September 2025, and iOS users didn’t get full access until April 2026. As for Android, there is zero info on when that version would launch at the time of this writing. That said, an XChat page is already live on Google Play where users can queue up “pre-register”, whatever that means.
But let’s go back to Musk’s post announcing XChat. That specific post turned a lot of heads in the privacy and cybersecurity community, and here’s why: the tech mogul wrote that the service would be built on an “entirely new architecture”, written in Rust, and featuring “Bitcoin-style encryption”.
Elon Musk announces the launch of XChat, claiming the new messaging app is written in Rust and uses “Bitcoin-style encryption”. Source
The expert community spent a long time scratching their heads and trying to figure out what Musk actually meant. After all, Bitcoin isn’t an anonymous, encrypted data exchange system. The blockchain does use public and private cryptographic keys, but for something entirely different: signing transactions. Meanwhile, these transactions aren’t hidden from prying eyes; they’re out in the open for anyone to see, forever. Simply put, Bitcoin protects its users not by ensuring privacy, but quite the opposite — through ultimate transparency.
Most likely, Musk used “Bitcoin-style encryption” as a marketing gimmick. Bitcoin was trading near all-time highs at the time of his announcement, and cryptocurrency was the talk of the town. Technically, the XChat beta that dropped in September 2025 protected user chats with a “kind of” end-to-end encryption, but this was implemented in a way that raised serious doubts among cryptography experts.
And not without a reason. Normally, setting up an end-to-end encrypted chat automatically generates a public and private key pair. The public key is used to encrypt messages, while the private key decrypts them. Because other users need your public key to start a secure chat with you, these keys are usually stored on the app’s servers.
The private key, however, should ideally live only on the user’s device — which is exactly how Signal does it. This serves as a simple, ironclad guarantee that neither the company itself nor any third party breaching its infrastructure can access user chats, even if they really want to.
But Elon Musk’s projects always march to the beat of their own drum: the XChat developers decided it would be a great idea to store users’ private keys on XChat servers. X claims they’ll use hardware security modules (HSMs) to store these private keys — specialized appliances designed to prevent even the system owner from easily accessing the data inside. However, experts are also questioning the reliability of this setup, and coming to a grim conclusion: if X really wants to get a user’s private key, they will most likely be able to do so.
Finally, once the scaling issues were ironed out nearly a year after the announcement, X officially rolled out the XChat app for iOS in April 2026. Now anyone can use it, but from a practical standpoint, the situation with encrypted chats seems even more convoluted than in Telegram.
According to the social network’s help center, to use end-to-end chat encryption in XChat, both users must have an X account, set up XChat, and have some sort of connection between them:
If users don’t follow each other and haven’t interacted before, XChat might still let them send a message request. However, that initial request goes out without end-to-end encryption.
Again, this is how the process is described in the messaging app’s official help documentation. Sound overly complicated? Let me reassure you: in practice, it works — or rather, doesn’t — completely differently. I personally managed to send a message to another user who had NOT set up XChat. The app itself, of course, gave me absolutely no warning about this.
The app allows you to start a chat with a user who hasn’t even set up XChat yet, without giving the sender any heads-up.
It gets even better. The user I messaged saw a notification for it on the web version of X, but couldn’t actually access the message. Here’s the catch: to start using XChat, the user first has to create a four-digit PIN. Yet, the app asks for this PIN the very first time the user tries to open it — meaning, before they even get a chance to create one. Along with this prompt, the user also sees a warning stating that without the PIN, they won’t be able to view past encrypted chats.
The user is prompted to enter a PIN to decrypt past messages before even completing the initial XChat setup.
The only workaround I found to actually start using XChat is to tap “Forgot PIN?” — even though that PIN never existed in the first place — confirm your identity, and create a new (well, your first) PIN. Naturally, you lose access to your chat history this way, so you won’t be able to read any messages sent to you in XChat before you officially set up the app.
All these PIN hurdles actually exist for a reason. Remember, unlike WhatsApp and Signal, the XChat developers decided to store users’ private keys on their own servers. Consequently, the app uses these four-digit PINs to encrypt those keys.
According to the XChat help documentation, this mechanism was designed to ensure a “seamless” multi-device experience. It’s impossible not to point out that both WhatsApp and Signal managed to pull this off without sketchy workarounds like PIN requirements or server-side private key storage.
The problem is, workarounds like these undermine any claims of app privacy and security. First and chief among them, a PIN isn’t exactly the most secure way to protect sensitive data. We’ve mentioned time and again that four-digit combinations are easy to crack via brute force — especially since XChat gives you a generous 20 attempts to guess the right code.
The app allows up to 20 attempts to enter the four-digit PIN. Once the limit is reached, XChat warns that access to messages will be permanently lost.
Stepping away from the bizarre implementation of end-to-end encryption compared to other messaging apps, it’s hard to ignore the overall sense of pointlessness that comes with trying to use XChat. As a Wired journalist rightly pointed out, the app feels less like a relative of WhatsApp, Signal, or Telegram, and much more like Facebook Messenger. Except people usually open Messenger to read a text from their mom or grandma, whereas XChat seems meant for anyone wanting to check in on that weird nephew who spends all his free time on X, still believes John McAfee’s promise of $500 000 Bitcoin, and fanboys over Elon Musk.
The best way to wrap up this post is with a quote from a cybersecurity expert: “If what you want is good security, use Signal. If what you want is to be able to talk to pretty much anybody using encrypted messages, use WhatsApp. If your whole life is based around X, I guess this is better than nothing.”
If you do use XChat, rule number one is to avoid a predictable PIN — absolutely don’t use your birth year or, worse, 1234. It’s also crucial not to forget this code, because if you do, your entire chat history is gone for good. Finally, just like your other passwords, you shouldn’t keep it in your notes app, but rather in a secure password manager. This won’t only save you from having to memorize dozens of character combinations, but will also reduce the risk of losing access to your vital data and conversations.
To learn more about secure messaging in other apps, check out our other posts:
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