Housing selection is a high-stakes and largely irreversible decision problem. We study housing consultation as a decision-support interface for housing selection. Existing housing platforms and many LLM-based assistants often reduce this process to ranking or recommendation, resulting in opaque reasoning, brittle multi-constraint handling, and limited guarantees on factuality. We present HabitatAgent, the first LLM-powered multi-agent architecture for end-to-end housing consultation. HabitatAgent comprises four specialized agent roles: Memory, Retrieval, Generation, and Validation. The Memory Agent maintains multi-layer user memory through internal stages for constraint extraction, memory fusion, and verification-gated updates; the Retrieval Agent performs hybrid vector--graph retrieval (GraphRAG); the Generation Agent produces evidence-referenced recommendations and explanations; and the Validation Agent applies multi-tier verification and targeted remediation. Together, these agents provide an auditable and reliable workflow for end-to-end housing consultation. We evaluate HabitatAgent on 100 real user consultation scenarios (300 multi-turn question--answer pairs) under an end-to-end correctness protocol. A strong single-stage baseline (Dense+Rerank) achieves 75% accuracy, while HabitatAgent reaches 95%.