Access to reliable agricultural advisory remains limited in many developing regions due to a persistent language barrier: authoritative agricultural manuals are predominantly written in English, while farmers primarily communicate in low-resource local languages such as Bengali. Although recent advances in Large Language Models (LLMs) enable natural language interaction, direct generation in low-resource languages often exhibits poor fluency and factual inconsistency, while cloud-based solutions remain cost-prohibitive. This paper presents a cost-efficient, cross-lingual Retrieval-Augmented Generation (RAG) framework for Bengali agricultural advisory that emphasizes factual grounding and practical deployability. The proposed system adopts a translation-centric architecture in which Bengali user queries are translated into English, enriched through domain-specific keyword injection to align colloquial farmer terminology with scientific nomenclature, and answered via dense vector retrieval over a curated corpus of English agricultural manuals (FAO, IRRI). The generated English response is subsequently translated back into Bengali to ensure accessibility. The system is implemented entirely using open-source models and operates on consumer-grade hardware without reliance on paid APIs. Experimental evaluation demonstrates reliable source-grounded responses, robust rejection of out-of-domain queries, and an average end-to-end latency below 20 seconds. The results indicate that cross-lingual retrieval combined with controlled translation offers a practical and scalable solution for agricultural knowledge access in low-resource language settings