Understanding and reasoning over text within visual contexts poses a significant challenge for Vision-Language Models (VLMs), given the complexity and diversity of real-world scenarios. To address this challenge, text-rich Visual Question Answering (VQA) datasets and benchmarks have emerged for high-resource languages like English. However, a critical gap persists for low-resource languages such as Korean, where the lack of comprehensive benchmarks hinders robust model evaluation and comparison. To bridge this gap, we introduce KRETA, a benchmark for Korean Reading and rEasoning in Text-rich VQA Attuned to diverse visual contexts. KRETA facilitates an in-depth evaluation of both visual text understanding and reasoning capabilities, while also supporting a multifaceted assessment across 15 domains and 26 image types. Additionally, we introduce a semi-automated VQA generation pipeline specifically optimized for text-rich settings, leveraging refined stepwise image decomposition and a rigorous seven-metric evaluation protocol to ensure data quality. While KRETA is tailored for Korean, we hope our adaptable and extensible pipeline will facilitate the development of similar benchmarks in other languages, thereby accelerating multilingual VLM research. The code and dataset for KRETA are available at https://github.com/tabtoyou/KRETA.