TL;DR: You can get the brand-new Samsung Galaxy S26 for under $100 at T-Mobile, and you don't even have to trade in your old phone. You just need to add a new line on a qualifying plan (starting at $85/month) and keep the line active for 24 months to get up to $800 in bill credits.

Getting a new phone usually means trading in your old one (as long as it's in pristine condition) or forking over a bunch of cash in fees, accessories, etc. If your current screen is cracked or you were hoping to pass it down to your kid, you're out of luck. But T-Mobile is offering a no-trade-in-required deal where you can get the brand-new Samsung Galaxy S26 for under $100.

The catch? You'll need to buy the phone on a monthly payment plan and add a new line on a qualifying plan, like Experience More (which runs $85 per month with AutoPay). The good news is that this isn't just for new sign-ups — existing T-Mobile members on select plans, including legacy Go5G Plus, also qualify. (Just keep in mind that depending on your specific plan tier, you might need to meet certain tenure requirements, like having been on a postpaid plan for two to five years.) T-Mobile applies up to an $800 discount via 24 monthly bill credits, so as long as you keep the line active for two years, you just have to cover the tax on the $899.99 pre-credit price and a $35 device connection charge upfront.

If you decide to make the jump, the S26 has plenty of new tech to justify the upgrade. It features new Galaxy AI tools, including Circle to Search, which lets you highlight text or images on your screen to translate them or look them up without switching apps. Plus, with full RCS support, you can finally send high-res photos and get read receipts in group chats with your iPhone friends.