Does everyone have critical illness insurance?

hubery123 · 3 hours 21 minutes ago · 7 clicks

Critical illness insurance premiums are becoming increasingly expensive, and the leverage is quickly disappearing. Is it still necessary to have critical illness insurance? What products do you buy? Some people say that a stepwise plan can be used to balance premiums

• Basic coverage (lifelong) + additional coverage (term): For example, first buy a lifelong critical illness insurance of 10-20 million as the foundation, and then add a 30-40 million term critical illness insurance that covers until retirement (e.g., at 60 years old).