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News | Mail Online

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Being good with money is one of the most attractive trait...
2026-05-23 · via News | Mail Online

By JOE ROSSITER, REPORTER

Published: | Updated:

Saving and budgeting are not what first springs to mind when we think about dating – but being good with money is now considered one of the most attractive traits in a partner.

Nearly one in three people believe being adept at managing your finances is one of the most appealing personal characteristics, even more than someone who is outgoing, family-oriented or ambitious.

And this was the case for 35 per cent of millennials – the most of any generation – with 56 per cent admitting they were likely to end a relationship due to poor money management.

Overall, trustworthiness (60 per cent), someone who can make you laugh (53 per cent) and being kind (42 per cent) were top of the relationship traits wish list, according to a study of 2,000 British adults by investment app XTB.

Joshua Raymond, of XTB, said: 'Attitudes towards money have shifted, with financial responsibility increasingly seen as a sign of maturity rather than being something dull or restrictive.

'As the cost of living continues to shape everyday decisions, it's not surprising younger people are finding financial responsibility a more significant trait.

'For many, being good with money signals reliability and forward-thinking, which are qualities people want in a lasting relationship.'

The research also found the average age people start looking for someone who is financially astute is 26, with 51 per cent of adults admitting it's something they focus on more now than they did ten years ago.

Research found being financially savvy was one of the most attractive traits in a partner

And only 12 per cent would prefer someone who spends money generously, compared with 56 per cent who'd rather someone who focuses on saving and financial security.

All in all, 78 per cent agreed being good with money is an attractive trait in a partner.

This was because it shows they are responsible (67 per cent), reduces stress around money (56 per cent) and makes people feel more secure about their future (50 per cent).

Overall, 34 per cent said they expected a potential partner to be financially responsible, whereas 41 per cent thought it's important but can be worked on.

A further 14 per cent agreed it's an appealing quality for someone to invest in stocks and shares.