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Forbes - Retirement

The Latest On The Future Of Social Security Trump Baby Wealth Accounts And The $300,000 Newborn Gap How This British Journalist Ended Up Retiring In Portugal Required Minimum Distributions Do Not Have To Be Cash New Estimate: Social Security Trust Fund’s Demise Is Accelerated Do You Want To Live To Age 100? The Sandwich Generation Is Quietly Bankrupting Its Own Retirement What Are Trump Accounts? A Guide For Parents And Families Social Security Paper Checks Out, Direct Deposit In Three Ways To Increase Your Confidence About Spending Savings In Retirement AI SpaceX Tech Millionaires Should Pause Before Buying Dream House Is That New Medicare Card You Received Legitimate? Why Consumers Don’t Buy Life Annuities And What Can Be Done About It 4 Reasons Women Appear To Be Better Investors Trump Is Leaving His Successor A Social Security Time Bomb Social Security Trustees Report Warns of 22% Benefit Cut In 2032 Social Security Won’t Go Bankrupt, But Hard Choices Are Necessary Why Longevity Is Creating A Complexity Economy Is Italy’s ‘Rule Of 103’ A Good Idea For The U.S. Retirement System? TIPS: A Better Way To Protect Retirement Savings From Inflation Purpose Trust Alternative What You Should Know As Annuity Sales Soar Ground Rules For A Happy Retirement Why Inflation May Be The Biggest Threat To Your Retirement How To Turbocharge A 401(k) Account 9 Ways Pre-Retirees And Retirees Can Address The Fear Of Running Out 529 College Saving Plans Are More Powerful Estate, Tax Planning Tools How To Move Out Of America In 2026: 10 Best Countries For The Great Escape, Per Global Citizen Solutions More Americans Plan To Take Social Security Early 62-Year Old Works His Whole Life. He Has No Savings. He’s Not Unusual. 5 Health Care Havens For American Retirees Overseas The New Retirement Squeeze: Debt Is The Hidden Risk In Your 60s The Key To Beating The Stealth Taxes On Retirees: Know What MAGI Is How To Provide For Children Who Fall Between Disabled And Independent Blocking New Medicare Home Health And Hospice Firms Won’t Stop Fraud These Social Security Hacks Could Put More Money In Your Pocket Why Argentina Could Become America’s New Plan B How To Make This Popular Retirement Strategy Work What You Need To Know About The GLP-1 Medicare Bridge, $50 Drugs The Coming Social Security Crisis And The Fight To Save It Why Your Social Network May Be Your Most Valuable Asset The Real Difference Between Bush’s Privatization Push And Trump’s Accounts Little Evidence Of A Widespread Retirement Crisis, But Don’t Get Complacent Average Retirement Savings By Age In 2026 And How To Catch Up | June Edition From Bush’s Defeat To Trump’s Retirement Accounts Anxiety Over Social Security Benefits Grows As Funding Cliff Looms Saving Vs. Investing: How These Impact Your Ability to Retire | June 2026 Cognitive Decline Is The Overlooked Risk For Pre-Retirees And Retirees The Longevity Risk Most Retirement Plans Ignore Best Places To Retire In 2026: 25 Surprisingly Affordable U.S. Spots How A Newlywed Houston Couple Found A Retirement Spot—In Raleigh, N.C. Stuck With Inherited Real Estate? How To Handle Siblings Who Won’t Sell Should An Estate Be Divided Equally? How To Decide And Execute The Plan Is That Social Security Email Legit? Here’s How To Tell Crypto Doesn’t Belong In Retirement Plans What To Do About Medicaid’s Long-Term Care Benefit? 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Understanding How Older Adults Think About AI And Related Tech Investing Assets In A Spousal Lifetime Access Trust (SLAT)
How To Avoid Fears Of Growing Old
Jann E. Freed · 2026-05-20 · via Forbes - Retirement
Scientist Identifies Happiest Day of Year

MORCAMBE, UNITED KINGDOM - JUNE 22: Despite inclement weather pensioners raise a happy smile as they perform the famously British dance of comedians Morcambe and Wise next to a statue of Eric Morcambe, at Morcambe Bayon June 22, 2006, in Morcambe, England. Confidence & Happiness specialist, Scientist Cliff Arnall from the University of Cardiff has identified June 23, 2006 as being the happiest day of the year. His calculations were based on outdoor activity, nature, social interaction, childhood summers, positive memories, temperature and holidays. (Photo by Christopher Furlong/Getty Images)

Getty Images

You have likely heard of FOMO—Fear Of Missing Out. It is often used to refer to being left out of a social gathering or event. Social media has been a driver of FOMO as people showcase their best selves (with the right people at the right places) on Facebook, Instagram, and TikTok. Jealousy and envy can creep up when we feel left out. Societal pressure in conjunction with the fear of missing out can decrease our level of happiness.

Now the fear of growing old is so common it is being called FOGO. One survey of more than 2000 Americans 18 and older revealed that 87 percent of them had at least one fear of getting older. From my own experience, some fears are real and some are not so real. For instance, when I was a college professor, I assumed all college students knew more about technology than I did. I feared not knowing how to use technology as well as they. What I discovered was that what most college students knew about technology was not very deep. I might have known less than them, but what I did know I understood at a deeper level.

Fears Of Social, Physical, Or Cognitive Loss

The hardest part of aging for me has been the loss of friends. We’ve lost several friends in their 70s to illnesses. For two couples, the wives and husbands died about a year apart. These losses disrupt social circles and events. It is hard for us to go to a particular restaurant because we always went with one of the couples. Going there reminds us that we will not see them again.

Other fears of growing old often include memory loss and physical decline. For example, many older adults develop a fear of falling. One woman I know started using a cane to prevent a fall. She was resistant and was going to wait until she fell to start using one – which of course would have defeated the purpose. She forced herself to accept that using a cane would not change anything about her—other than making it easier and safer for her to go where she wanted. Now she enjoys using a cane.

So many people fear the physical side of growing older, but fighting help or changes is counterproductive. Research indicates “patients who identify as disabled have less depression and anxiety, higher self-esteem, and a greater sense of ‘self-efficacy’”—that’s believing you can accomplish something—” than disabled people who don’t.”

I admit I have been known to walk around the house looking for my cellphone. When all along it was in my hand! It is easy to start questioning yourself about your memory and start feeling FOGO, but I honestly think that information overload can affect anyone at any age. Similar to our computers that run out of memory space or an operating system that crashes, being bombarded with news, updates, texts, etc. strains our attention and can result in the occasional forgetfulness.

Shifting To Acceptance And The Joy Of Missing Out

What about JOMO? If we shift our thinking, we can practice the Joy Of Missing Out. This is being called the “emotionally intelligent antidote to FOMO.” According to Kristen Fuller, M.D., “Instead of keeping up with the Jones’, JOMO allows us to be who we are in the present moment, which is the secret to finding happiness. When you free up that competitive and anxious space in your brain, you have so much more time, energy and emotion to conquer your true priorities.” This is true regardless of age or stage of life.

Fuller shares these additional tips for practicing JOMO:

  • Be intentional with your time: Schedule things that are important to you whether it is personal or professional. Make your time your priority instead of wasting time worrying about what other individuals are doing or thinking.
  • Give yourself permission to live in the present: Don’t worry about the past or get anxious about the future. Be here now.
  • Disconnect to connect: Unsubscribe from social media accounts and un-follow individuals who trigger your FOMO or cause you any type of negativity. Set daily limits to how long you can spend on social media.
  • Practice saying “No”: You do not always have to go to that event or be involved in that meeting. Saying no gives you an opportunity to say Yes to something that matters to you. As author Anne Lamott likes to say, “No is a complete sentence.”
  • Slow down: Take time to think before you speak, embrace the quiet, use time driving in traffic or waiting in lines to sit with your thoughts. Slowing down can increase your creativity. I often use time in airports and on airplanes to quiet my mind and to think creatively.

For me, practicing JOMO has meant I rarely get upset anymore. I practice letting go of things that don’t really matter. Not taking things personally because I realize people are not thinking about me. And I’m not worried about what most people think about me anyway. At this age, I feel comfortable and confident in my own skin.

With retirement often comes more time, freedom, and flexibility. Don’t let FOMO or FOGO get you down and out. Focus on the JOMO. Enjoy having less obligations and requirements. It is a luxury to be intentional with your time and attention. Invest it wisely because we can’t get it back. As the expressions goes, “Life is not a dress rehearsal.” We have one life to live. Make it count.

“Oh the joy of missing out.

When the world begins to shout

And rush towards that shining thing;

The latest bit of mental bling–

Trying to have it, see it, do it,

You simply know you won't go through it;

The anxious clamoring and need

This restless hungry thing to feed.

Instead, you feel the loveliness;

The pleasure of your emptiness.

You spurn the treasure on the shelf

In favor of your peaceful self;

Without regret, without a doubt.

Oh the joy of missing out”

Michael Leunig